[{"@context":"https:\/\/schema.org\/","@type":"Article","@id":"https:\/\/www.ateneo.cz\/uspech-neni-nikdy-jisty\/#Article","mainEntityOfPage":"https:\/\/www.ateneo.cz\/uspech-neni-nikdy-jisty\/","headline":"\u00dasp\u011bch nen\u00ed nikdy jist\u00fd","name":"\u00dasp\u011bch nen\u00ed nikdy jist\u00fd","description":"\u00dasp\u011b\u0161nost soukrom\u00fdch podnikatel\u016f a firem se m\u011b\u0159\u00ed hlavn\u011b podle toho, kolik si dok\u00e1\u017eou vyd\u011blat. Kdy\u017e jim vyn\u00e1\u0161\u00ed jejich \u010dinnost hodn\u011b, jsou \u00fasp\u011b\u0161n\u00ed, kdy\u017e tak akor\u00e1t, je to dobr\u00e9. A kdy\u017e n\u011bkdy podnik\u00e1n\u00ed nevyn\u00e1\u0161\u00ed? Pak je to \u0161patn\u00e9, pak nen\u00ed o co st\u00e1t. Proto\u017ee pen\u00edze vl\u00e1dnou sv\u011btu a bez nich nejde vlastn\u011b skoro nic. V\u010detn\u011b podnik\u00e1n\u00ed.","datePublished":"2025-03-29","dateModified":"2025-03-29","author":{"@type":"Person","@id":"https:\/\/www.ateneo.cz\/author\/#Person","name":"","url":"https:\/\/www.ateneo.cz\/author\/","identifier":1,"image":{"@type":"ImageObject","@id":"https:\/\/secure.gravatar.com\/avatar\/4bf629230dc34158290ba5b10491f45b3bfbba94b88af3386c3da2fed730f430?s=96&d=mm&r=g","url":"https:\/\/secure.gravatar.com\/avatar\/4bf629230dc34158290ba5b10491f45b3bfbba94b88af3386c3da2fed730f430?s=96&d=mm&r=g","height":96,"width":96}},"publisher":{"@type":"Organization","name":"ateneo.cz","logo":{"@type":"ImageObject","@id":"\/logo.png","url":"\/logo.png","width":600,"height":60}},"image":{"@type":"ImageObject","@id":"https:\/\/www.ateneo.cz\/wp-content\/uploads\/ppppppppppp_10_10_8.jpg","url":"https:\/\/www.ateneo.cz\/wp-content\/uploads\/ppppppppppp_10_10_8.jpg","height":0,"width":0},"url":"https:\/\/www.ateneo.cz\/uspech-neni-nikdy-jisty\/","about":["Finance"],"wordCount":428,"articleBody":"       \u00dasp\u011b\u0161nost soukrom\u00fdch podnikatel\u016f a firem se m\u011b\u0159\u00ed hlavn\u011b podle toho, kolik si dok\u00e1\u017eou vyd\u011blat. Kdy\u017e jim vyn\u00e1\u0161\u00ed jejich \u010dinnost hodn\u011b, jsou \u00fasp\u011b\u0161n\u00ed, kdy\u017e tak akor\u00e1t, je to dobr\u00e9. A kdy\u017e n\u011bkdy podnik\u00e1n\u00ed nevyn\u00e1\u0161\u00ed? Pak je to \u0161patn\u00e9, pak nen\u00ed o co st\u00e1t. Proto\u017ee pen\u00edze vl\u00e1dnou sv\u011btu a bez nich nejde vlastn\u011b skoro nic. V\u010detn\u011b podnik\u00e1n\u00ed.Kdo m\u00e1 dost velk\u00e9 podnikatelsk\u00e9 p\u0159\u00edjmy, m\u016f\u017ee je z\u010d\u00e1sti spot\u0159ebov\u00e1vat a spokojen\u011b \u017e\u00edt, a z\u010d\u00e1sti jimi financuje sv\u00e9 podnik\u00e1n\u00ed, kter\u00e9 m\u00e1 t\u00edm p\u00e1dem perspektivu. Zat\u00edmco ten, komu to dost nevyn\u00e1\u0161\u00ed? Nad t\u00edm se vzn\u00e1\u0161\u00ed pomysln\u00fd Damokl\u016fv me\u010d v podob\u011b hrozby bankrotu.Je tedy jasn\u00e9, \u017ee tu jde o pen\u00edze v prvn\u00ed \u0159ad\u011b. A ka\u017ed\u00fd podnikaj\u00edc\u00ed \u010dlov\u011bk a firma si jich maj\u00ed vyd\u011bl\u00e1vat dost, proto\u017ee jinak neobstoj\u00ed. Jen\u017ee v soukrom\u00e9m podnik\u00e1n\u00ed nejsou jenom \u010dasy hojnosti. N\u011bkdy je to i docela b\u00edda. P\u0159\u00edjmy jsou z n\u011bjak\u00e9ho d\u016fvodu klidn\u011b i ni\u017e\u0161\u00ed ne\u017e minim\u00e1ln\u011b pot\u0159ebn\u00e9, a pak je zle. A ani uv\u011bdomov\u00e1n\u00ed si toho, \u017ee to pozd\u011bji bude zase lep\u0161\u00ed, nepom\u00e1h\u00e1. Proto\u017ee jsou pen\u00edze pot\u0159ebn\u00e9 v\u017edy. A kdy\u017e nejsou, nast\u00e1vaj\u00ed pot\u00ed\u017ee. A jak zvl\u00e1dnout takov\u00e9 pot\u00ed\u017ee? \u010casto je tu jedin\u00e9 \u0159e\u0161en\u00ed, a to p\u016fj\u010dka.Podnikatelsk\u00e9 p\u016fj\u010dky se ale v mnoha p\u0159\u00edpadech nesh\u00e1n\u011bj\u00ed lehce. Kdy\u017e nejsou podnikatel\u00e9 v situaci, kdy by mohli dolo\u017eit dost vysok\u00e9 p\u0159\u00edjmy, kdy\u017e nejsou ani jejich registry dlu\u017en\u00edk\u016f d\u016fvodem k p\u00fd\u0161e, je obvykl\u00e9, \u017ee se \u0161ance na z\u00edsk\u00e1n\u00ed p\u016fj\u010dky rapidn\u011b sni\u017euj\u00ed. A kdy\u017e pak chce soukromn\u00edk usp\u011bt, mus\u00ed se obr\u00e1tit t\u0159eba i na nebankovn\u00ed sektor a po\u017e\u00e1dat o nebankovn\u00ed hypot\u00e9ku. Proto\u017ee jestli se\u017eenou n\u011bkde ne zrovna \u00fasp\u011b\u0161n\u00ed podnikatel\u00e9 p\u016fj\u010dku, je to pr\u00e1v\u011b tady. Daj\u00ed do z\u00e1stavy nemovitost a bez probl\u00e9m\u016f z\u00edskaj\u00ed nebankovn\u00ed hypot\u00e9ku, kter\u00e1 m\u016f\u017ee b\u00fdt velice u\u017eite\u010dn\u00fdm pomocn\u00edkem.A co takov\u00e1 nebankovn\u00ed hypot\u00e9ka obn\u00e1\u0161\u00ed? Ona americk\u00e1 hypot\u00e9ka bez dokl\u00e1d\u00e1n\u00ed p\u0159\u00edjm\u016f je p\u016fj\u010dkou, kter\u00e1 se prost\u011b dostane i ve velk\u00e9m objemu a na dlouhou dobu, a to sn\u00e1ze ne\u017e jin\u00e9 p\u016fj\u010dky. A to je to hlavn\u00ed, pro\u010d ji maj\u00ed podnikatel\u00e9 r\u00e1di.                                                                                                                                                                                                                                                                                                                                                                                          4.1\/5 - (7 votes)        "},{"@context":"https:\/\/schema.org\/","@type":"BreadcrumbList","itemListElement":[{"@type":"ListItem","position":1,"name":"\u00dasp\u011bch nen\u00ed nikdy jist\u00fd","item":"https:\/\/www.ateneo.cz\/uspech-neni-nikdy-jisty\/#breadcrumbitem"}]}]